Labrador Retriever
$23.30–$55 per month
large
How much does it cost to insure a Mixed Breed (Medium)?
Published monthly premiums for a Mixed Breed (Medium) (dog, medium), accident & illness cover, collected 2026-11-11. Ranges span published sources whose coverage profiles differ (annual limit, deductible, reimbursement) — the notes under the table show exactly what sits behind each figure.
Published monthly premium ranges by age band — full figures and sources in the table below.
| Age band | Published range | Sources |
|---|---|---|
| Puppy (under 1 year) | Not enough published data — we don't publish a figure for this band yet. | |
| Young adult (age 3 table) | $39/mo | PetsOfWeb |
| Middle-aged (MoneyGeek middle-aged table, ~age 6 context) | Not enough published data — we don't publish a figure for this band yet. | |
| Senior (ages 8–13) | $149/mo | MoneyGeek |
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Why this breed costs what it costs
Insurers price the conditions a breed is predisposed to. For the Mixed Breed (Medium), the commonly cited drivers are: no single breed profile — risk varies with the mix, accidents and common illnesses dominate claims. That expected claim cost — not the dog's purchase price — is what sets the premium, which is why premiums climb steeply in the senior band as those conditions become more likely.
All-ages figures (context)
- $25–$52/mo — Pet Insurance Review. Median (typical) $35/mo across all ages from real quotes; range is the middle half of quotes.
Related breeds
The dogs closest to the Mixed Breed (Medium) on published young-adult premium — useful if you're deciding between similar pets, or just benchmarking this one:
New to pet insurance itself? Start with how pet insurance works — deductibles, reimbursement and waiting periods, in plain English — then weigh it up in is pet insurance worth it?
Every figure behind this page
- All ages — $25–$52/mo · Pet Insurance Review. Median (typical) $35/mo across all ages from real quotes; range is the middle half of quotes.
- Young adult (age 3 table) — $39/mo · PetsOfWeb. Underlying source: Bankrate research via Spot; NerdWallet ASPCA quote. Medium (35–40 lb) mixed breed ~$39; NerdWallet's ASPCA quote for a 2-year-old medium mixed breed in Texas was also $39.
- Senior (ages 8–13) — $149/mo · MoneyGeek. MoneyGeek senior table lists a generic 'Mixed Breed' at $149/mo (ages 8–13 table). MoneyGeek's other age tables do not publish a generic mixed-breed row, so puppy/young-adult/middle-aged bands for this entry are DATA GAPS (see SOURCES.md).
Full source profiles, access dates, and recorded conflicts: Methodology & Sources. Figures are planning estimates from published sample premiums — not quotes.